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FAIR DEBT COLLECTIONS & PRACTICES ACT

TheLaw.com Law Dictionary & Black's Law Dictionary 2nd Ed.

Also known as the FDCPA, this federal law prohibits unfair debt collection practices by credit collection agencies, including harassment of debtors, threats, calling at odd hours or on multiple occasions, making false statements or representation and otherwise regulates proper conduct of debt collectors working for collection agencies. The law does not apply to creditors who are collecting on their own debts, such as an in-house collection group.

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