USURA

Lat. In the civil law. Money given for the use of money; interest. Commonly used in the plural, “usurce,” Dig. 22, 1. Usura manifesta. Manifest or open usury ; as distinguished from usura velata, veiled or concealed usury, which consists in giving a bond for the loan, in the amount of which is included the stipulated interest.? Usura maritima. Interest taken on bottomry or respondentia bonds, which is proportioned to the risk, and is not affected by the usury laws. Usura est comntodum certum quod propter usum rei nratuatse recipitur. Sed secundario spirare de aliqua retri butione, ad voluntatem ejus qui xautua tus est, hoc non est vitiosum. Usury is a certain benefit which is received for the use of a thing lent But to have an understanding [literally, to breathe or whisper,] in an incidental way, about some compensation to be made at the pleasure of the borrower, is not lawful. Branch, Princ.; 5 Coke, 706 Glan. lib. 7, c. 16.