In construing a policy of life insurance, it is generally true that before any temporary ailment can be called a “disease,” it must be such as to indicate a vice in the constitution, or be so serious as to have some bearing upon general health and the continuance of life, or such as, according to common understanding, would be called a “disease.” Cushman v. Insurance Co., 70 N. Y. 77; Insurance Co. v. Yung, 113 Ind. 159, 15 N. E. 220, 3 Am. St. Rep. 630; Insurance Co. v. Simpson, 88 Tex. 333, 31 S. W. 501, 28 L. R. A. 765, 53 Am. St. Rep. 757; Delaney v. Modern Acc. Club, 121 Iowa, 523, 97 N. W. 91, 63 L. R. A. 603.