The effect, substance, or result; the total or aggregate sum. Hilburn T. Railroad Co., 23 Mont 229, 58 Pac. 551; Connelly v. Telegraph Co., 100 Va. 51, 40 S. E. 618, 56 L. R. A. 663, 93 Am. St Rep. 919. Amount covered. In insurance. The amount that is insured, and for which underwriters are liable for loss under a policy of inr su ranee. Amount in controversy. The damages claimed or relief demanded; the amount claimed or sued for. Smith v. Giles, 65 Tex. 341; Barber v. Kennedy, 18 Minn. 216, (Gil. 196;) Railroad Co. v. Cunnigan, 95 Tex. 439, 67 S. W. 888Amount of loss. In insurance. The diminution, destructions, or defeat of the value of, or of the charge upon, the insured subject to the assured, by the direct consequence of the operation of the risk insured against, according to its value in the policy, or in contribution, for loss, so far as its value is covered by the insurance.